LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,117
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,365
−HK$1,268/mo
Today · 4.125%
HK$42,633
baseline
▲ 0.50% · 4.625%
HK$45,227
+HK$2,594/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,266/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,630
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,827
−HK$1,214/mo
Today · 4.125%
HK$47,041
baseline
▲ 0.50% · 4.625%
HK$49,521
+HK$2,480/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,082/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,141
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,638
−HK$1,522/mo
Today · 4.125%
HK$51,160
baseline
▲ 0.50% · 4.625%
HK$54,273
+HK$3,113/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,320/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,556
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$54,993
−HK$1,457/mo
Today · 4.125%
HK$56,450
baseline
▲ 0.50% · 4.625%
HK$59,425
+HK$2,975/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,900/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,164
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,911
−HK$1,775/mo
Today · 4.125%
HK$59,686
baseline
▲ 0.50% · 4.625%
HK$63,318
+HK$3,632/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,372/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,482
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,158
−HK$1,700/mo
Today · 4.125%
HK$65,858
baseline
▲ 0.50% · 4.625%
HK$69,330
+HK$3,472/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,716/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,211
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,458
−HK$2,282/mo
Today · 4.125%
HK$76,740
baseline
▲ 0.50% · 4.625%
HK$81,409
+HK$4,669/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,480/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,334
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,489
−HK$2,186/mo
Today · 4.125%
HK$84,675
baseline
▲ 0.50% · 4.625%
HK$89,138
+HK$4,463/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,350/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,753 · Scale 2, in force from 26 Feb 2026)