LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,118
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,366
−HK$1,268/mo
Today · 4.125%
HK$42,634
baseline
▲ 0.50% · 4.625%
HK$45,228
+HK$2,594/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,268/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,631
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,828
−HK$1,215/mo
Today · 4.125%
HK$47,043
baseline
▲ 0.50% · 4.625%
HK$49,522
+HK$2,479/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,086/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,142
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,640
−HK$1,521/mo
Today · 4.125%
HK$51,161
baseline
▲ 0.50% · 4.625%
HK$54,274
+HK$3,113/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,322/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,558
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,994
−HK$1,457/mo
Today · 4.125%
HK$56,451
baseline
▲ 0.50% · 4.625%
HK$59,427
+HK$2,976/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,902/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,166
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,913
−HK$1,775/mo
Today · 4.125%
HK$59,688
baseline
▲ 0.50% · 4.625%
HK$63,320
+HK$3,632/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,376/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,484
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,160
−HK$1,700/mo
Today · 4.125%
HK$65,860
baseline
▲ 0.50% · 4.625%
HK$69,331
+HK$3,471/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,720/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,213
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,460
−HK$2,282/mo
Today · 4.125%
HK$76,742
baseline
▲ 0.50% · 4.625%
HK$81,411
+HK$4,669/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,484/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,337
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,491
−HK$2,186/mo
Today · 4.125%
HK$84,677
baseline
▲ 0.50% · 4.625%
HK$89,140
+HK$4,463/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,354/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,770 · Scale 2, in force from 26 Feb 2026)