LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,122
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,370
−HK$1,268/mo
Today · 4.125%
HK$42,638
baseline
▲ 0.50% · 4.625%
HK$45,233
+HK$2,595/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,276/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,636
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,833
−HK$1,214/mo
Today · 4.125%
HK$47,047
baseline
▲ 0.50% · 4.625%
HK$49,527
+HK$2,480/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,094/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,147
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,645
−HK$1,521/mo
Today · 4.125%
HK$51,166
baseline
▲ 0.50% · 4.625%
HK$54,279
+HK$3,113/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,332/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,563
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$54,999
−HK$1,458/mo
Today · 4.125%
HK$56,457
baseline
▲ 0.50% · 4.625%
HK$59,433
+HK$2,976/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,914/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,171
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,919
−HK$1,775/mo
Today · 4.125%
HK$59,694
baseline
▲ 0.50% · 4.625%
HK$63,326
+HK$3,632/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,388/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,490
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,166
−HK$1,700/mo
Today · 4.125%
HK$65,866
baseline
▲ 0.50% · 4.625%
HK$69,338
+HK$3,472/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,732/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,220
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,467
−HK$2,282/mo
Today · 4.125%
HK$76,749
baseline
▲ 0.50% · 4.625%
HK$81,419
+HK$4,670/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,498/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,834 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,344
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,499
−HK$2,186/mo
Today · 4.125%
HK$84,685
baseline
▲ 0.50% · 4.625%
HK$89,149
+HK$4,464/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,370/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,834 · Scale 2, in force from 26 Feb 2026)