LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,123
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,371
−HK$1,268/mo
Today · 4.125%
HK$42,639
baseline
▲ 0.50% · 4.625%
HK$45,234
+HK$2,595/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,278/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,636
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,834
−HK$1,214/mo
Today · 4.125%
HK$47,048
baseline
▲ 0.50% · 4.625%
HK$49,528
+HK$2,480/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,096/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,148
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,645
−HK$1,522/mo
Today · 4.125%
HK$51,167
baseline
▲ 0.50% · 4.625%
HK$54,280
+HK$3,113/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,334/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,564
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,000
−HK$1,458/mo
Today · 4.125%
HK$56,458
baseline
▲ 0.50% · 4.625%
HK$59,434
+HK$2,976/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,916/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,172
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,919
−HK$1,776/mo
Today · 4.125%
HK$59,695
baseline
▲ 0.50% · 4.625%
HK$63,327
+HK$3,632/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,390/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,491
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,167
−HK$1,700/mo
Today · 4.125%
HK$65,867
baseline
▲ 0.50% · 4.625%
HK$69,339
+HK$3,472/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,734/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,221
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,468
−HK$2,282/mo
Today · 4.125%
HK$76,750
baseline
▲ 0.50% · 4.625%
HK$81,420
+HK$4,670/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,500/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,346
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,500
−HK$2,186/mo
Today · 4.125%
HK$84,686
baseline
▲ 0.50% · 4.625%
HK$89,150
+HK$4,464/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,372/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,844 · Scale 2, in force from 26 Feb 2026)