LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,125
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,373
−HK$1,268/mo
Today · 4.125%
HK$42,641
baseline
▲ 0.50% · 4.625%
HK$45,236
+HK$2,595/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,282/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,639
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,836
−HK$1,214/mo
Today · 4.125%
HK$47,050
baseline
▲ 0.50% · 4.625%
HK$49,530
+HK$2,480/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,100/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,150
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,648
−HK$1,521/mo
Today · 4.125%
HK$51,169
baseline
▲ 0.50% · 4.625%
HK$54,283
+HK$3,114/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,338/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,566
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,003
−HK$1,457/mo
Today · 4.125%
HK$56,460
baseline
▲ 0.50% · 4.625%
HK$59,436
+HK$2,976/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,920/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,175
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,922
−HK$1,776/mo
Today · 4.125%
HK$59,698
baseline
▲ 0.50% · 4.625%
HK$63,330
+HK$3,632/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,396/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,494
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,170
−HK$1,700/mo
Today · 4.125%
HK$65,870
baseline
▲ 0.50% · 4.625%
HK$69,342
+HK$3,472/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,740/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,225
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,471
−HK$2,283/mo
Today · 4.125%
HK$76,754
baseline
▲ 0.50% · 4.625%
HK$81,424
+HK$4,670/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,508/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,349
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,504
−HK$2,186/mo
Today · 4.125%
HK$84,690
baseline
▲ 0.50% · 4.625%
HK$89,155
+HK$4,465/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,380/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,875 · Scale 2, in force from 26 Feb 2026)