LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,125
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,373
−HK$1,268/mo
Today · 4.125%
HK$42,641
baseline
▲ 0.50% · 4.625%
HK$45,236
+HK$2,595/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,282/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,639
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,836
−HK$1,214/mo
Today · 4.125%
HK$47,050
baseline
▲ 0.50% · 4.625%
HK$49,531
+HK$2,481/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,100/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,150
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,648
−HK$1,522/mo
Today · 4.125%
HK$51,170
baseline
▲ 0.50% · 4.625%
HK$54,283
+HK$3,113/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,340/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,567
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,003
−HK$1,458/mo
Today · 4.125%
HK$56,461
baseline
▲ 0.50% · 4.625%
HK$59,437
+HK$2,976/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,922/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,175
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,923
−HK$1,775/mo
Today · 4.125%
HK$59,698
baseline
▲ 0.50% · 4.625%
HK$63,330
+HK$3,632/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,396/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,494
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,170
−HK$1,701/mo
Today · 4.125%
HK$65,871
baseline
▲ 0.50% · 4.625%
HK$69,343
+HK$3,472/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,742/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,225
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,472
−HK$2,282/mo
Today · 4.125%
HK$76,754
baseline
▲ 0.50% · 4.625%
HK$81,425
+HK$4,671/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,508/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,350
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,505
−HK$2,186/mo
Today · 4.125%
HK$84,691
baseline
▲ 0.50% · 4.625%
HK$89,155
+HK$4,464/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,382/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,879 · Scale 2, in force from 26 Feb 2026)