LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,125
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,374
−HK$1,268/mo
Today · 4.125%
HK$42,642
baseline
▲ 0.50% · 4.625%
HK$45,236
+HK$2,594/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,284/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,639
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,836
−HK$1,215/mo
Today · 4.125%
HK$47,051
baseline
▲ 0.50% · 4.625%
HK$49,531
+HK$2,480/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,102/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,151
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,648
−HK$1,522/mo
Today · 4.125%
HK$51,170
baseline
▲ 0.50% · 4.625%
HK$54,284
+HK$3,114/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,340/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,567
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,004
−HK$1,457/mo
Today · 4.125%
HK$56,461
baseline
▲ 0.50% · 4.625%
HK$59,437
+HK$2,976/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,922/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,176
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,923
−HK$1,775/mo
Today · 4.125%
HK$59,698
baseline
▲ 0.50% · 4.625%
HK$63,331
+HK$3,633/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,396/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,495
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,171
−HK$1,700/mo
Today · 4.125%
HK$65,871
baseline
▲ 0.50% · 4.625%
HK$69,343
+HK$3,472/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,742/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,226
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,472
−HK$2,283/mo
Today · 4.125%
HK$76,755
baseline
▲ 0.50% · 4.625%
HK$81,425
+HK$4,670/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,510/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,350
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,505
−HK$2,187/mo
Today · 4.125%
HK$84,692
baseline
▲ 0.50% · 4.625%
HK$89,156
+HK$4,464/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,384/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,884 · Scale 2, in force from 26 Feb 2026)