LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,126
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,374
−HK$1,268/mo
Today · 4.125%
HK$42,642
baseline
▲ 0.50% · 4.625%
HK$45,237
+HK$2,595/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,284/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,640
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,837
−HK$1,214/mo
Today · 4.125%
HK$47,051
baseline
▲ 0.50% · 4.625%
HK$49,531
+HK$2,480/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,102/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,151
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,649
−HK$1,521/mo
Today · 4.125%
HK$51,170
baseline
▲ 0.50% · 4.625%
HK$54,284
+HK$3,114/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,340/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,568
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,004
−HK$1,458/mo
Today · 4.125%
HK$56,462
baseline
▲ 0.50% · 4.625%
HK$59,438
+HK$2,976/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,924/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,176
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,924
−HK$1,775/mo
Today · 4.125%
HK$59,699
baseline
▲ 0.50% · 4.625%
HK$63,331
+HK$3,632/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,398/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,495
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,172
−HK$1,700/mo
Today · 4.125%
HK$65,872
baseline
▲ 0.50% · 4.625%
HK$69,344
+HK$3,472/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,744/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,227
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,473
−HK$2,283/mo
Today · 4.125%
HK$76,756
baseline
▲ 0.50% · 4.625%
HK$81,426
+HK$4,670/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,512/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,351
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,506
−HK$2,186/mo
Today · 4.125%
HK$84,692
baseline
▲ 0.50% · 4.625%
HK$89,157
+HK$4,465/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,384/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,891 · Scale 2, in force from 26 Feb 2026)