LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,126
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,374
−HK$1,269/mo
Today · 4.125%
HK$42,643
baseline
▲ 0.50% · 4.625%
HK$45,237
+HK$2,594/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,286/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,640
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,837
−HK$1,215/mo
Today · 4.125%
HK$47,052
baseline
▲ 0.50% · 4.625%
HK$49,532
+HK$2,480/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,104/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,151
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,649
−HK$1,522/mo
Today · 4.125%
HK$51,171
baseline
▲ 0.50% · 4.625%
HK$54,285
+HK$3,114/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,342/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,568
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,005
−HK$1,457/mo
Today · 4.125%
HK$56,462
baseline
▲ 0.50% · 4.625%
HK$59,438
+HK$2,976/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,924/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,177
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,924
−HK$1,776/mo
Today · 4.125%
HK$59,700
baseline
▲ 0.50% · 4.625%
HK$63,332
+HK$3,632/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,400/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,496
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,172
−HK$1,701/mo
Today · 4.125%
HK$65,873
baseline
▲ 0.50% · 4.625%
HK$69,345
+HK$3,472/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,746/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,227
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,474
−HK$2,283/mo
Today · 4.125%
HK$76,757
baseline
▲ 0.50% · 4.625%
HK$81,427
+HK$4,670/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,514/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,352
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,507
−HK$2,186/mo
Today · 4.125%
HK$84,693
baseline
▲ 0.50% · 4.625%
HK$89,158
+HK$4,465/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,386/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,897 · Scale 2, in force from 26 Feb 2026)