LTV · monthly repayment
▼ 0.50% · 3.625%
HK$401,267
−HK$25,163/mo
▼ 0.25% · 3.875%
HK$413,749
−HK$12,681/mo
Today · 4.125%
HK$426,430
baseline
▲ 0.50% · 4.625%
HK$452,377
+HK$25,947/mo
Deposit HK$87.99M · loan HK$87.99M · min. income ≈ HK$852,860/mo (50% DSR)
Upfront cash ≈ HK$99.43M (deposit + AVD stamp duty HK$11,438,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$446,406
−HK$24,118/mo
▼ 0.25% · 3.875%
HK$458,378
−HK$12,146/mo
Today · 4.125%
HK$470,524
baseline
▲ 0.50% · 4.625%
HK$495,326
+HK$24,802/mo
Deposit HK$87.99M · loan HK$87.99M · min. income ≈ HK$941,048/mo (50% DSR)
Upfront cash ≈ HK$99.43M (deposit + AVD stamp duty HK$11,438,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$481,521
−HK$30,195/mo
▼ 0.25% · 3.875%
HK$496,499
−HK$15,217/mo
Today · 4.125%
HK$511,716
baseline
▲ 0.50% · 4.625%
HK$542,853
+HK$31,137/mo
Deposit HK$70.39M · loan HK$105.58M · min. income ≈ HK$1,023,432/mo (50% DSR)
Upfront cash ≈ HK$81.83M (deposit + AVD stamp duty HK$11,438,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$535,687
−HK$28,941/mo
▼ 0.25% · 3.875%
HK$550,054
−HK$14,574/mo
Today · 4.125%
HK$564,628
baseline
▲ 0.50% · 4.625%
HK$594,391
+HK$29,763/mo
Deposit HK$70.39M · loan HK$105.58M · min. income ≈ HK$1,129,256/mo (50% DSR)
Upfront cash ≈ HK$81.83M (deposit + AVD stamp duty HK$11,438,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$561,774
−HK$35,228/mo
▼ 0.25% · 3.875%
HK$579,248
−HK$17,754/mo
Today · 4.125%
HK$597,002
baseline
▲ 0.50% · 4.625%
HK$633,328
+HK$36,326/mo
Deposit HK$52.79M · loan HK$123.18M · min. income ≈ HK$1,194,004/mo (50% DSR)
Upfront cash ≈ HK$64.23M (deposit + AVD stamp duty HK$11,438,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$624,968
−HK$33,765/mo
▼ 0.25% · 3.875%
HK$641,729
−HK$17,004/mo
Today · 4.125%
HK$658,733
baseline
▲ 0.50% · 4.625%
HK$693,456
+HK$34,723/mo
Deposit HK$52.79M · loan HK$123.18M · min. income ≈ HK$1,317,466/mo (50% DSR)
Upfront cash ≈ HK$64.23M (deposit + AVD stamp duty HK$11,438,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$722,281
−HK$45,293/mo
▼ 0.25% · 3.875%
HK$744,748
−HK$22,826/mo
Today · 4.125%
HK$767,574
baseline
▲ 0.50% · 4.625%
HK$814,279
+HK$46,705/mo
Deposit HK$17.60M · loan HK$158.38M · min. income ≈ HK$1,535,148/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$11,438,347 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$803,530
−HK$43,412/mo
▼ 0.25% · 3.875%
HK$825,080
−HK$21,862/mo
Today · 4.125%
HK$846,942
baseline
▲ 0.50% · 4.625%
HK$891,586
+HK$44,644/mo
Deposit HK$17.60M · loan HK$158.38M · min. income ≈ HK$1,693,884/mo (50% DSR)
Upfront cash ≈ HK$29.04M (deposit + AVD stamp duty HK$11,438,347 · Scale 2, in force from 26 Feb 2026)