LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,128
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,376
−HK$1,268/mo
Today · 4.125%
HK$42,644
baseline
▲ 0.50% · 4.625%
HK$45,239
+HK$2,595/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,288/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,642
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,839
−HK$1,215/mo
Today · 4.125%
HK$47,054
baseline
▲ 0.50% · 4.625%
HK$49,534
+HK$2,480/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,108/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,153
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,651
−HK$1,522/mo
Today · 4.125%
HK$51,173
baseline
▲ 0.50% · 4.625%
HK$54,287
+HK$3,114/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,346/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,570
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,007
−HK$1,457/mo
Today · 4.125%
HK$56,464
baseline
▲ 0.50% · 4.625%
HK$59,441
+HK$2,977/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,928/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,179
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,927
−HK$1,775/mo
Today · 4.125%
HK$59,702
baseline
▲ 0.50% · 4.625%
HK$63,335
+HK$3,633/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,404/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,499
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,175
−HK$1,700/mo
Today · 4.125%
HK$65,875
baseline
▲ 0.50% · 4.625%
HK$69,348
+HK$3,473/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,750/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,230
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,477
−HK$2,283/mo
Today · 4.125%
HK$76,760
baseline
▲ 0.50% · 4.625%
HK$81,430
+HK$4,670/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,520/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,355
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,510
−HK$2,187/mo
Today · 4.125%
HK$84,697
baseline
▲ 0.50% · 4.625%
HK$89,161
+HK$4,464/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,394/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,924 · Scale 2, in force from 26 Feb 2026)