LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,129
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,377
−HK$1,268/mo
Today · 4.125%
HK$42,645
baseline
▲ 0.50% · 4.625%
HK$45,240
+HK$2,595/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,290/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,643
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,840
−HK$1,214/mo
Today · 4.125%
HK$47,054
baseline
▲ 0.50% · 4.625%
HK$49,535
+HK$2,481/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,108/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,154
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,652
−HK$1,522/mo
Today · 4.125%
HK$51,174
baseline
▲ 0.50% · 4.625%
HK$54,288
+HK$3,114/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,348/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,571
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,008
−HK$1,457/mo
Today · 4.125%
HK$56,465
baseline
▲ 0.50% · 4.625%
HK$59,442
+HK$2,977/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,930/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,180
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,927
−HK$1,776/mo
Today · 4.125%
HK$59,703
baseline
▲ 0.50% · 4.625%
HK$63,336
+HK$3,633/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,406/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,500
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,176
−HK$1,700/mo
Today · 4.125%
HK$65,876
baseline
▲ 0.50% · 4.625%
HK$69,349
+HK$3,473/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,752/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,231
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,478
−HK$2,283/mo
Today · 4.125%
HK$76,761
baseline
▲ 0.50% · 4.625%
HK$81,432
+HK$4,671/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,522/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,357
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,512
−HK$2,186/mo
Today · 4.125%
HK$84,698
baseline
▲ 0.50% · 4.625%
HK$89,163
+HK$4,465/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,396/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,935 · Scale 2, in force from 26 Feb 2026)