LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,129
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,377
−HK$1,268/mo
Today · 4.125%
HK$42,645
baseline
▲ 0.50% · 4.625%
HK$45,240
+HK$2,595/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,290/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,643
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,840
−HK$1,215/mo
Today · 4.125%
HK$47,055
baseline
▲ 0.50% · 4.625%
HK$49,535
+HK$2,480/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,110/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,155
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,652
−HK$1,522/mo
Today · 4.125%
HK$51,174
baseline
▲ 0.50% · 4.625%
HK$54,288
+HK$3,114/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,348/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,572
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,008
−HK$1,458/mo
Today · 4.125%
HK$56,466
baseline
▲ 0.50% · 4.625%
HK$59,442
+HK$2,976/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,932/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,180
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,928
−HK$1,775/mo
Today · 4.125%
HK$59,703
baseline
▲ 0.50% · 4.625%
HK$63,336
+HK$3,633/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,406/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,500
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,176
−HK$1,701/mo
Today · 4.125%
HK$65,877
baseline
▲ 0.50% · 4.625%
HK$69,349
+HK$3,472/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,754/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,232
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,479
−HK$2,282/mo
Today · 4.125%
HK$76,761
baseline
▲ 0.50% · 4.625%
HK$81,432
+HK$4,671/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,522/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,357
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,512
−HK$2,187/mo
Today · 4.125%
HK$84,699
baseline
▲ 0.50% · 4.625%
HK$89,163
+HK$4,464/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,398/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,940 · Scale 2, in force from 26 Feb 2026)