LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,130
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,379
−HK$1,268/mo
Today · 4.125%
HK$42,647
baseline
▲ 0.50% · 4.625%
HK$45,242
+HK$2,595/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,294/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,645
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,842
−HK$1,215/mo
Today · 4.125%
HK$47,057
baseline
▲ 0.50% · 4.625%
HK$49,537
+HK$2,480/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,114/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,157
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,654
−HK$1,522/mo
Today · 4.125%
HK$51,176
baseline
▲ 0.50% · 4.625%
HK$54,290
+HK$3,114/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,352/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,574
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$55,010
−HK$1,458/mo
Today · 4.125%
HK$56,468
baseline
▲ 0.50% · 4.625%
HK$59,445
+HK$2,977/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,936/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,183
−HK$3,523/mo
▼ 0.25% · 3.875%
HK$57,930
−HK$1,776/mo
Today · 4.125%
HK$59,706
baseline
▲ 0.50% · 4.625%
HK$63,339
+HK$3,633/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,412/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,503
−HK$3,376/mo
▼ 0.25% · 3.875%
HK$64,179
−HK$1,700/mo
Today · 4.125%
HK$65,879
baseline
▲ 0.50% · 4.625%
HK$69,352
+HK$3,473/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,758/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,235
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,482
−HK$2,283/mo
Today · 4.125%
HK$76,765
baseline
▲ 0.50% · 4.625%
HK$81,436
+HK$4,671/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,530/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,361
−HK$4,341/mo
▼ 0.25% · 3.875%
HK$82,516
−HK$2,186/mo
Today · 4.125%
HK$84,702
baseline
▲ 0.50% · 4.625%
HK$89,167
+HK$4,465/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,404/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,967 · Scale 2, in force from 26 Feb 2026)