LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,135
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,383
−HK$1,268/mo
Today · 4.125%
HK$42,651
baseline
▲ 0.50% · 4.625%
HK$45,247
+HK$2,596/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,302/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,649
−HK$2,412/mo
▼ 0.25% · 3.875%
HK$45,847
−HK$1,214/mo
Today · 4.125%
HK$47,061
baseline
▲ 0.50% · 4.625%
HK$49,542
+HK$2,481/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,122/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,161
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,660
−HK$1,522/mo
Today · 4.125%
HK$51,182
baseline
▲ 0.50% · 4.625%
HK$54,296
+HK$3,114/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,364/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,579
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,016
−HK$1,458/mo
Today · 4.125%
HK$56,474
baseline
▲ 0.50% · 4.625%
HK$59,451
+HK$2,977/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,948/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,188
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,936
−HK$1,776/mo
Today · 4.125%
HK$59,712
baseline
▲ 0.50% · 4.625%
HK$63,345
+HK$3,633/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,424/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,509
−HK$3,377/mo
▼ 0.25% · 3.875%
HK$64,185
−HK$1,701/mo
Today · 4.125%
HK$65,886
baseline
▲ 0.50% · 4.625%
HK$69,359
+HK$3,473/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,772/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,242
−HK$4,530/mo
▼ 0.25% · 3.875%
HK$74,489
−HK$2,283/mo
Today · 4.125%
HK$76,772
baseline
▲ 0.50% · 4.625%
HK$81,444
+HK$4,672/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,544/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,369
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,524
−HK$2,187/mo
Today · 4.125%
HK$84,711
baseline
▲ 0.50% · 4.625%
HK$89,176
+HK$4,465/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,422/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,033 · Scale 2, in force from 26 Feb 2026)