LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,137
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,386
−HK$1,268/mo
Today · 4.125%
HK$42,654
baseline
▲ 0.50% · 4.625%
HK$45,250
+HK$2,596/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,308/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,652
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,850
−HK$1,215/mo
Today · 4.125%
HK$47,065
baseline
▲ 0.50% · 4.625%
HK$49,546
+HK$2,481/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,130/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,165
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,663
−HK$1,522/mo
Today · 4.125%
HK$51,185
baseline
▲ 0.50% · 4.625%
HK$54,300
+HK$3,115/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,370/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,583
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,020
−HK$1,458/mo
Today · 4.125%
HK$56,478
baseline
▲ 0.50% · 4.625%
HK$59,455
+HK$2,977/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,956/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,192
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,940
−HK$1,776/mo
Today · 4.125%
HK$59,716
baseline
▲ 0.50% · 4.625%
HK$63,349
+HK$3,633/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,432/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,513
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,190
−HK$1,701/mo
Today · 4.125%
HK$65,891
baseline
▲ 0.50% · 4.625%
HK$69,364
+HK$3,473/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,782/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,247
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$74,494
−HK$2,284/mo
Today · 4.125%
HK$76,778
baseline
▲ 0.50% · 4.625%
HK$81,449
+HK$4,671/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,556/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,374
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,530
−HK$2,186/mo
Today · 4.125%
HK$84,716
baseline
▲ 0.50% · 4.625%
HK$89,182
+HK$4,466/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,432/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,078 · Scale 2, in force from 26 Feb 2026)