LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,139
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,388
−HK$1,268/mo
Today · 4.125%
HK$42,656
baseline
▲ 0.50% · 4.625%
HK$45,252
+HK$2,596/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,312/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,654
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,852
−HK$1,215/mo
Today · 4.125%
HK$47,067
baseline
▲ 0.50% · 4.625%
HK$49,548
+HK$2,481/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,134/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,167
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,665
−HK$1,522/mo
Today · 4.125%
HK$51,187
baseline
▲ 0.50% · 4.625%
HK$54,302
+HK$3,115/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,374/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,585
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,022
−HK$1,458/mo
Today · 4.125%
HK$56,480
baseline
▲ 0.50% · 4.625%
HK$59,457
+HK$2,977/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,960/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,195
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,943
−HK$1,776/mo
Today · 4.125%
HK$59,719
baseline
▲ 0.50% · 4.625%
HK$63,352
+HK$3,633/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,438/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,516
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,193
−HK$1,701/mo
Today · 4.125%
HK$65,894
baseline
▲ 0.50% · 4.625%
HK$69,367
+HK$3,473/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,788/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,250
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$74,498
−HK$2,283/mo
Today · 4.125%
HK$76,781
baseline
▲ 0.50% · 4.625%
HK$81,453
+HK$4,672/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,562/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,108 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,378
−HK$4,342/mo
▼ 0.25% · 3.875%
HK$82,533
−HK$2,187/mo
Today · 4.125%
HK$84,720
baseline
▲ 0.50% · 4.625%
HK$89,186
+HK$4,466/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,440/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,108 · Scale 2, in force from 26 Feb 2026)