LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,142
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,390
−HK$1,269/mo
Today · 4.125%
HK$42,659
baseline
▲ 0.50% · 4.625%
HK$45,255
+HK$2,596/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,318/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,657
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,855
−HK$1,215/mo
Today · 4.125%
HK$47,070
baseline
▲ 0.50% · 4.625%
HK$49,551
+HK$2,481/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,140/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,170
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,668
−HK$1,523/mo
Today · 4.125%
HK$51,191
baseline
▲ 0.50% · 4.625%
HK$54,306
+HK$3,115/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,382/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,589
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$55,026
−HK$1,458/mo
Today · 4.125%
HK$56,484
baseline
▲ 0.50% · 4.625%
HK$59,461
+HK$2,977/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,968/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,198
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,947
−HK$1,776/mo
Today · 4.125%
HK$59,723
baseline
▲ 0.50% · 4.625%
HK$63,357
+HK$3,634/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,446/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,520
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,197
−HK$1,701/mo
Today · 4.125%
HK$65,898
baseline
▲ 0.50% · 4.625%
HK$69,372
+HK$3,474/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,796/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,255
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$74,503
−HK$2,283/mo
Today · 4.125%
HK$76,786
baseline
▲ 0.50% · 4.625%
HK$81,458
+HK$4,672/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,572/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,383
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$82,539
−HK$2,187/mo
Today · 4.125%
HK$84,726
baseline
▲ 0.50% · 4.625%
HK$89,192
+HK$4,466/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,452/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,152 · Scale 2, in force from 26 Feb 2026)