LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,143
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,392
−HK$1,268/mo
Today · 4.125%
HK$42,660
baseline
▲ 0.50% · 4.625%
HK$45,256
+HK$2,596/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,320/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,659
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,856
−HK$1,216/mo
Today · 4.125%
HK$47,072
baseline
▲ 0.50% · 4.625%
HK$49,553
+HK$2,481/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,144/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,172
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$49,670
−HK$1,522/mo
Today · 4.125%
HK$51,192
baseline
▲ 0.50% · 4.625%
HK$54,307
+HK$3,115/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,384/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,590
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,028
−HK$1,458/mo
Today · 4.125%
HK$56,486
baseline
▲ 0.50% · 4.625%
HK$59,463
+HK$2,977/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,972/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,200
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,948
−HK$1,777/mo
Today · 4.125%
HK$59,725
baseline
▲ 0.50% · 4.625%
HK$63,359
+HK$3,634/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,450/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,522
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,199
−HK$1,701/mo
Today · 4.125%
HK$65,900
baseline
▲ 0.50% · 4.625%
HK$69,374
+HK$3,474/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,800/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,257
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,505
−HK$2,284/mo
Today · 4.125%
HK$76,789
baseline
▲ 0.50% · 4.625%
HK$81,461
+HK$4,672/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,578/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,386
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$82,542
−HK$2,187/mo
Today · 4.125%
HK$84,729
baseline
▲ 0.50% · 4.625%
HK$89,195
+HK$4,466/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,458/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,174 · Scale 2, in force from 26 Feb 2026)