LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,144
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,392
−HK$1,269/mo
Today · 4.125%
HK$42,661
baseline
▲ 0.50% · 4.625%
HK$45,257
+HK$2,596/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,322/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,659
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,857
−HK$1,215/mo
Today · 4.125%
HK$47,072
baseline
▲ 0.50% · 4.625%
HK$49,553
+HK$2,481/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,144/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,172
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,671
−HK$1,522/mo
Today · 4.125%
HK$51,193
baseline
▲ 0.50% · 4.625%
HK$54,308
+HK$3,115/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,386/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,591
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,029
−HK$1,458/mo
Today · 4.125%
HK$56,487
baseline
▲ 0.50% · 4.625%
HK$59,464
+HK$2,977/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,974/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,201
−HK$3,524/mo
▼ 0.25% · 3.875%
HK$57,949
−HK$1,776/mo
Today · 4.125%
HK$59,725
baseline
▲ 0.50% · 4.625%
HK$63,360
+HK$3,635/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,450/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,523
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,200
−HK$1,701/mo
Today · 4.125%
HK$65,901
baseline
▲ 0.50% · 4.625%
HK$69,375
+HK$3,474/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,802/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,259
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$74,506
−HK$2,284/mo
Today · 4.125%
HK$76,790
baseline
▲ 0.50% · 4.625%
HK$81,462
+HK$4,672/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,580/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,387
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$82,543
−HK$2,187/mo
Today · 4.125%
HK$84,730
baseline
▲ 0.50% · 4.625%
HK$89,196
+HK$4,466/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,460/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,184 · Scale 2, in force from 26 Feb 2026)