LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,145
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,394
−HK$1,269/mo
Today · 4.125%
HK$42,663
baseline
▲ 0.50% · 4.625%
HK$45,259
+HK$2,596/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,326/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,661
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,859
−HK$1,215/mo
Today · 4.125%
HK$47,074
baseline
▲ 0.50% · 4.625%
HK$49,555
+HK$2,481/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,148/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,174
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,673
−HK$1,522/mo
Today · 4.125%
HK$51,195
baseline
▲ 0.50% · 4.625%
HK$54,310
+HK$3,115/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,390/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,593
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,031
−HK$1,458/mo
Today · 4.125%
HK$56,489
baseline
▲ 0.50% · 4.625%
HK$59,466
+HK$2,977/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,978/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,203
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,951
−HK$1,777/mo
Today · 4.125%
HK$59,728
baseline
▲ 0.50% · 4.625%
HK$63,362
+HK$3,634/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,456/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,526
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,202
−HK$1,702/mo
Today · 4.125%
HK$65,904
baseline
▲ 0.50% · 4.625%
HK$69,377
+HK$3,473/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,808/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,261
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,509
−HK$2,284/mo
Today · 4.125%
HK$76,793
baseline
▲ 0.50% · 4.625%
HK$81,465
+HK$4,672/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$153,586/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,390
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$82,546
−HK$2,187/mo
Today · 4.125%
HK$84,733
baseline
▲ 0.50% · 4.625%
HK$89,200
+HK$4,467/mo
Deposit HK$1.76M · loan HK$15.84M · min. income ≈ HK$169,466/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,209 · Scale 2, in force from 26 Feb 2026)