LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,147
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,395
−HK$1,269/mo
Today · 4.125%
HK$42,664
baseline
▲ 0.50% · 4.625%
HK$45,260
+HK$2,596/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,328/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,663
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,861
−HK$1,215/mo
Today · 4.125%
HK$47,076
baseline
▲ 0.50% · 4.625%
HK$49,557
+HK$2,481/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,152/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,176
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,674
−HK$1,523/mo
Today · 4.125%
HK$51,197
baseline
▲ 0.50% · 4.625%
HK$54,312
+HK$3,115/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,394/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,595
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,033
−HK$1,458/mo
Today · 4.125%
HK$56,491
baseline
▲ 0.50% · 4.625%
HK$59,469
+HK$2,978/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,982/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,205
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,954
−HK$1,776/mo
Today · 4.125%
HK$59,730
baseline
▲ 0.50% · 4.625%
HK$63,364
+HK$3,634/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,460/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,528
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,205
−HK$1,701/mo
Today · 4.125%
HK$65,906
baseline
▲ 0.50% · 4.625%
HK$69,380
+HK$3,474/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,812/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,264
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$74,512
−HK$2,283/mo
Today · 4.125%
HK$76,795
baseline
▲ 0.50% · 4.625%
HK$81,468
+HK$4,673/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,590/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,393
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$82,549
−HK$2,187/mo
Today · 4.125%
HK$84,736
baseline
▲ 0.50% · 4.625%
HK$89,203
+HK$4,467/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,472/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,232 · Scale 2, in force from 26 Feb 2026)