LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,149
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,398
−HK$1,268/mo
Today · 4.125%
HK$42,666
baseline
▲ 0.50% · 4.625%
HK$45,263
+HK$2,597/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,332/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,665
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,863
−HK$1,215/mo
Today · 4.125%
HK$47,078
baseline
▲ 0.50% · 4.625%
HK$49,560
+HK$2,482/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,156/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,179
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,677
−HK$1,523/mo
Today · 4.125%
HK$51,200
baseline
▲ 0.50% · 4.625%
HK$54,315
+HK$3,115/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,400/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,598
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,036
−HK$1,458/mo
Today · 4.125%
HK$56,494
baseline
▲ 0.50% · 4.625%
HK$59,472
+HK$2,978/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,988/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,208
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,957
−HK$1,776/mo
Today · 4.125%
HK$59,733
baseline
▲ 0.50% · 4.625%
HK$63,368
+HK$3,635/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,466/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,531
−HK$3,378/mo
▼ 0.25% · 3.875%
HK$64,208
−HK$1,701/mo
Today · 4.125%
HK$65,909
baseline
▲ 0.50% · 4.625%
HK$69,384
+HK$3,475/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,818/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,268
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,516
−HK$2,284/mo
Today · 4.125%
HK$76,800
baseline
▲ 0.50% · 4.625%
HK$81,473
+HK$4,673/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,600/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,397
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,553
−HK$2,188/mo
Today · 4.125%
HK$84,741
baseline
▲ 0.50% · 4.625%
HK$89,208
+HK$4,467/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,482/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,268 · Scale 2, in force from 26 Feb 2026)