LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,152
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,401
−HK$1,269/mo
Today · 4.125%
HK$42,670
baseline
▲ 0.50% · 4.625%
HK$45,266
+HK$2,596/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,340/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,669
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,867
−HK$1,215/mo
Today · 4.125%
HK$47,082
baseline
▲ 0.50% · 4.625%
HK$49,564
+HK$2,482/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,164/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,183
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$49,681
−HK$1,523/mo
Today · 4.125%
HK$51,204
baseline
▲ 0.50% · 4.625%
HK$54,320
+HK$3,116/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$102,408/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,603
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,040
−HK$1,459/mo
Today · 4.125%
HK$56,499
baseline
▲ 0.50% · 4.625%
HK$59,477
+HK$2,978/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$112,998/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,213
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,962
−HK$1,776/mo
Today · 4.125%
HK$59,738
baseline
▲ 0.50% · 4.625%
HK$63,373
+HK$3,635/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$119,476/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,536
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,214
−HK$1,701/mo
Today · 4.125%
HK$65,915
baseline
▲ 0.50% · 4.625%
HK$69,389
+HK$3,474/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$131,830/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,274
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,522
−HK$2,284/mo
Today · 4.125%
HK$76,806
baseline
▲ 0.50% · 4.625%
HK$81,480
+HK$4,674/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,612/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,404
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,560
−HK$2,188/mo
Today · 4.125%
HK$84,748
baseline
▲ 0.50% · 4.625%
HK$89,215
+HK$4,467/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,496/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,323 · Scale 2, in force from 26 Feb 2026)