LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,153
−HK$2,517/mo
▼ 0.25% · 3.875%
HK$41,402
−HK$1,268/mo
Today · 4.125%
HK$42,670
baseline
▲ 0.50% · 4.625%
HK$45,267
+HK$2,597/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,340/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,669
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,867
−HK$1,216/mo
Today · 4.125%
HK$47,083
baseline
▲ 0.50% · 4.625%
HK$49,564
+HK$2,481/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,166/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$660,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,183
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,682
−HK$1,523/mo
Today · 4.125%
HK$51,205
baseline
▲ 0.50% · 4.625%
HK$54,320
+HK$3,115/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$102,410/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,603
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,041
−HK$1,458/mo
Today · 4.125%
HK$56,499
baseline
▲ 0.50% · 4.625%
HK$59,477
+HK$2,978/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$112,998/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,214
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,962
−HK$1,777/mo
Today · 4.125%
HK$59,739
baseline
▲ 0.50% · 4.625%
HK$63,374
+HK$3,635/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$119,478/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,537
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,214
−HK$1,702/mo
Today · 4.125%
HK$65,916
baseline
▲ 0.50% · 4.625%
HK$69,390
+HK$3,474/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$131,832/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,275
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,523
−HK$2,284/mo
Today · 4.125%
HK$76,807
baseline
▲ 0.50% · 4.625%
HK$81,480
+HK$4,673/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,614/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,405
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,561
−HK$2,188/mo
Today · 4.125%
HK$84,749
baseline
▲ 0.50% · 4.625%
HK$89,216
+HK$4,467/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,498/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,330 · Scale 2, in force from 26 Feb 2026)