LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,156
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,405
−HK$1,269/mo
Today · 4.125%
HK$42,674
baseline
▲ 0.50% · 4.625%
HK$45,271
+HK$2,597/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,348/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,673
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,871
−HK$1,216/mo
Today · 4.125%
HK$47,087
baseline
▲ 0.50% · 4.625%
HK$49,569
+HK$2,482/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,174/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,187
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,686
−HK$1,523/mo
Today · 4.125%
HK$51,209
baseline
▲ 0.50% · 4.625%
HK$54,325
+HK$3,116/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$102,418/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,608
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,045
−HK$1,459/mo
Today · 4.125%
HK$56,504
baseline
▲ 0.50% · 4.625%
HK$59,482
+HK$2,978/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$113,008/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,218
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,967
−HK$1,777/mo
Today · 4.125%
HK$59,744
baseline
▲ 0.50% · 4.625%
HK$63,379
+HK$3,635/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$119,488/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,542
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,220
−HK$1,701/mo
Today · 4.125%
HK$65,921
baseline
▲ 0.50% · 4.625%
HK$69,396
+HK$3,475/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$131,842/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,281
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,529
−HK$2,284/mo
Today · 4.125%
HK$76,813
baseline
▲ 0.50% · 4.625%
HK$81,487
+HK$4,674/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,626/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,411
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,568
−HK$2,188/mo
Today · 4.125%
HK$84,756
baseline
▲ 0.50% · 4.625%
HK$89,223
+HK$4,467/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,512/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,384 · Scale 2, in force from 26 Feb 2026)