LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,158
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,407
−HK$1,269/mo
Today · 4.125%
HK$42,676
baseline
▲ 0.50% · 4.625%
HK$45,272
+HK$2,596/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,352/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,675
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,873
−HK$1,215/mo
Today · 4.125%
HK$47,088
baseline
▲ 0.50% · 4.625%
HK$49,571
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,176/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,189
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,688
−HK$1,523/mo
Today · 4.125%
HK$51,211
baseline
▲ 0.50% · 4.625%
HK$54,327
+HK$3,116/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$102,422/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,610
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,048
−HK$1,458/mo
Today · 4.125%
HK$56,506
baseline
▲ 0.50% · 4.625%
HK$59,485
+HK$2,979/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$113,012/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,221
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,969
−HK$1,777/mo
Today · 4.125%
HK$59,746
baseline
▲ 0.50% · 4.625%
HK$63,381
+HK$3,635/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$119,492/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,545
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,222
−HK$1,702/mo
Today · 4.125%
HK$65,924
baseline
▲ 0.50% · 4.625%
HK$69,399
+HK$3,475/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$131,848/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,284
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$74,532
−HK$2,284/mo
Today · 4.125%
HK$76,816
baseline
▲ 0.50% · 4.625%
HK$81,490
+HK$4,674/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,632/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,415
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,571
−HK$2,188/mo
Today · 4.125%
HK$84,759
baseline
▲ 0.50% · 4.625%
HK$89,227
+HK$4,468/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,518/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,412 · Scale 2, in force from 26 Feb 2026)