LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,158
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,407
−HK$1,269/mo
Today · 4.125%
HK$42,676
baseline
▲ 0.50% · 4.625%
HK$45,273
+HK$2,597/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,352/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,676
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,874
−HK$1,215/mo
Today · 4.125%
HK$47,089
baseline
▲ 0.50% · 4.625%
HK$49,571
+HK$2,482/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,178/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,190
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,689
−HK$1,523/mo
Today · 4.125%
HK$51,212
baseline
▲ 0.50% · 4.625%
HK$54,328
+HK$3,116/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$102,424/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,611
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,049
−HK$1,458/mo
Today · 4.125%
HK$56,507
baseline
▲ 0.50% · 4.625%
HK$59,486
+HK$2,979/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$113,014/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$660,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,221
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,970
−HK$1,777/mo
Today · 4.125%
HK$59,747
baseline
▲ 0.50% · 4.625%
HK$63,383
+HK$3,636/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$119,494/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,546
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,223
−HK$1,702/mo
Today · 4.125%
HK$65,925
baseline
▲ 0.50% · 4.625%
HK$69,400
+HK$3,475/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$131,850/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,285
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,533
−HK$2,285/mo
Today · 4.125%
HK$76,818
baseline
▲ 0.50% · 4.625%
HK$81,492
+HK$4,674/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,636/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,416
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,573
−HK$2,188/mo
Today · 4.125%
HK$84,761
baseline
▲ 0.50% · 4.625%
HK$89,229
+HK$4,468/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,522/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,423 · Scale 2, in force from 26 Feb 2026)