LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,159
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,408
−HK$1,270/mo
Today · 4.125%
HK$42,678
baseline
▲ 0.50% · 4.625%
HK$45,274
+HK$2,596/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,356/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,677
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,875
−HK$1,216/mo
Today · 4.125%
HK$47,091
baseline
▲ 0.50% · 4.625%
HK$49,573
+HK$2,482/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,182/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,191
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,690
−HK$1,523/mo
Today · 4.125%
HK$51,213
baseline
▲ 0.50% · 4.625%
HK$54,329
+HK$3,116/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$102,426/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,612
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,050
−HK$1,459/mo
Today · 4.125%
HK$56,509
baseline
▲ 0.50% · 4.625%
HK$59,487
+HK$2,978/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$113,018/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,223
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,972
−HK$1,777/mo
Today · 4.125%
HK$59,749
baseline
▲ 0.50% · 4.625%
HK$63,384
+HK$3,635/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$119,498/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,547
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,225
−HK$1,702/mo
Today · 4.125%
HK$65,927
baseline
▲ 0.50% · 4.625%
HK$69,402
+HK$3,475/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$131,854/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,287
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,535
−HK$2,285/mo
Today · 4.125%
HK$76,820
baseline
▲ 0.50% · 4.625%
HK$81,494
+HK$4,674/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,640/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,418
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,575
−HK$2,188/mo
Today · 4.125%
HK$84,763
baseline
▲ 0.50% · 4.625%
HK$89,231
+HK$4,468/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,526/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,440 · Scale 2, in force from 26 Feb 2026)