LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,160
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,409
−HK$1,269/mo
Today · 4.125%
HK$42,678
baseline
▲ 0.50% · 4.625%
HK$45,275
+HK$2,597/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,356/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,677
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,875
−HK$1,216/mo
Today · 4.125%
HK$47,091
baseline
▲ 0.50% · 4.625%
HK$49,573
+HK$2,482/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,182/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,192
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,691
−HK$1,523/mo
Today · 4.125%
HK$51,214
baseline
▲ 0.50% · 4.625%
HK$54,330
+HK$3,116/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$102,428/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,613
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,050
−HK$1,459/mo
Today · 4.125%
HK$56,509
baseline
▲ 0.50% · 4.625%
HK$59,488
+HK$2,979/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$113,018/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,223
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,972
−HK$1,777/mo
Today · 4.125%
HK$59,749
baseline
▲ 0.50% · 4.625%
HK$63,385
+HK$3,636/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$119,498/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,548
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,226
−HK$1,701/mo
Today · 4.125%
HK$65,927
baseline
▲ 0.50% · 4.625%
HK$69,402
+HK$3,475/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$131,854/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,287
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,536
−HK$2,284/mo
Today · 4.125%
HK$76,820
baseline
▲ 0.50% · 4.625%
HK$81,495
+HK$4,675/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,640/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,419
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,576
−HK$2,188/mo
Today · 4.125%
HK$84,764
baseline
▲ 0.50% · 4.625%
HK$89,232
+HK$4,468/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,528/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,446 · Scale 2, in force from 26 Feb 2026)