LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,160
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,410
−HK$1,269/mo
Today · 4.125%
HK$42,679
baseline
▲ 0.50% · 4.625%
HK$45,276
+HK$2,597/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,358/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,678
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,876
−HK$1,216/mo
Today · 4.125%
HK$47,092
baseline
▲ 0.50% · 4.625%
HK$49,574
+HK$2,482/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,184/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,193
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,692
−HK$1,523/mo
Today · 4.125%
HK$51,215
baseline
▲ 0.50% · 4.625%
HK$54,331
+HK$3,116/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$102,430/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,614
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,052
−HK$1,458/mo
Today · 4.125%
HK$56,510
baseline
▲ 0.50% · 4.625%
HK$59,489
+HK$2,979/mo
Deposit HK$7.04M · loan HK$10.57M · min. income ≈ HK$113,020/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,225
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,973
−HK$1,777/mo
Today · 4.125%
HK$59,750
baseline
▲ 0.50% · 4.625%
HK$63,386
+HK$3,636/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$119,500/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,549
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,227
−HK$1,702/mo
Today · 4.125%
HK$65,929
baseline
▲ 0.50% · 4.625%
HK$69,404
+HK$3,475/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$131,858/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,289
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$74,537
−HK$2,285/mo
Today · 4.125%
HK$76,822
baseline
▲ 0.50% · 4.625%
HK$81,496
+HK$4,674/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,644/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,421
−HK$4,344/mo
▼ 0.25% · 3.875%
HK$82,577
−HK$2,188/mo
Today · 4.125%
HK$84,765
baseline
▲ 0.50% · 4.625%
HK$89,233
+HK$4,468/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,530/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,459 · Scale 2, in force from 26 Feb 2026)