LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,162
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,411
−HK$1,269/mo
Today · 4.125%
HK$42,680
baseline
▲ 0.50% · 4.625%
HK$45,277
+HK$2,597/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,360/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,680
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$45,878
−HK$1,215/mo
Today · 4.125%
HK$47,093
baseline
▲ 0.50% · 4.625%
HK$49,576
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,186/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,194
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,693
−HK$1,523/mo
Today · 4.125%
HK$51,216
baseline
▲ 0.50% · 4.625%
HK$54,333
+HK$3,117/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,432/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,616
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,053
−HK$1,459/mo
Today · 4.125%
HK$56,512
baseline
▲ 0.50% · 4.625%
HK$59,491
+HK$2,979/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,024/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,227
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,975
−HK$1,777/mo
Today · 4.125%
HK$59,752
baseline
▲ 0.50% · 4.625%
HK$63,388
+HK$3,636/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$119,504/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,551
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,229
−HK$1,702/mo
Today · 4.125%
HK$65,931
baseline
▲ 0.50% · 4.625%
HK$69,406
+HK$3,475/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$131,862/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,291
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,540
−HK$2,285/mo
Today · 4.125%
HK$76,825
baseline
▲ 0.50% · 4.625%
HK$81,499
+HK$4,674/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,650/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,423
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,580
−HK$2,188/mo
Today · 4.125%
HK$84,768
baseline
▲ 0.50% · 4.625%
HK$89,237
+HK$4,469/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,536/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,482 · Scale 2, in force from 26 Feb 2026)