LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,164
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,413
−HK$1,270/mo
Today · 4.125%
HK$42,683
baseline
▲ 0.50% · 4.625%
HK$45,280
+HK$2,597/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,366/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,682
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,881
−HK$1,215/mo
Today · 4.125%
HK$47,096
baseline
▲ 0.50% · 4.625%
HK$49,579
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,192/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,197
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$49,696
−HK$1,523/mo
Today · 4.125%
HK$51,219
baseline
▲ 0.50% · 4.625%
HK$54,336
+HK$3,117/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,438/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,619
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$55,057
−HK$1,458/mo
Today · 4.125%
HK$56,515
baseline
▲ 0.50% · 4.625%
HK$59,494
+HK$2,979/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,030/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,230
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,979
−HK$1,777/mo
Today · 4.125%
HK$59,756
baseline
▲ 0.50% · 4.625%
HK$63,392
+HK$3,636/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$119,512/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,555
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,233
−HK$1,702/mo
Today · 4.125%
HK$65,935
baseline
▲ 0.50% · 4.625%
HK$69,410
+HK$3,475/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$131,870/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$660,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,295
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,544
−HK$2,285/mo
Today · 4.125%
HK$76,829
baseline
▲ 0.50% · 4.625%
HK$81,504
+HK$4,675/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,658/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,428
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,585
−HK$2,188/mo
Today · 4.125%
HK$84,773
baseline
▲ 0.50% · 4.625%
HK$89,242
+HK$4,469/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,546/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,520 · Scale 2, in force from 26 Feb 2026)