LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,167
−HK$2,518/mo
▼ 0.25% · 3.875%
HK$41,416
−HK$1,269/mo
Today · 4.125%
HK$42,685
baseline
▲ 0.50% · 4.625%
HK$45,283
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,370/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,685
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,883
−HK$1,216/mo
Today · 4.125%
HK$47,099
baseline
▲ 0.50% · 4.625%
HK$49,582
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,198/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,200
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,699
−HK$1,524/mo
Today · 4.125%
HK$51,223
baseline
▲ 0.50% · 4.625%
HK$54,339
+HK$3,116/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,446/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,622
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,060
−HK$1,459/mo
Today · 4.125%
HK$56,519
baseline
▲ 0.50% · 4.625%
HK$59,498
+HK$2,979/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,038/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,233
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,982
−HK$1,778/mo
Today · 4.125%
HK$59,760
baseline
▲ 0.50% · 4.625%
HK$63,396
+HK$3,636/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$119,520/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,559
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,237
−HK$1,702/mo
Today · 4.125%
HK$65,939
baseline
▲ 0.50% · 4.625%
HK$69,415
+HK$3,476/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$131,878/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,300
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,549
−HK$2,285/mo
Today · 4.125%
HK$76,834
baseline
▲ 0.50% · 4.625%
HK$81,509
+HK$4,675/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,668/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,433
−HK$4,345/mo
▼ 0.25% · 3.875%
HK$82,590
−HK$2,188/mo
Today · 4.125%
HK$84,778
baseline
▲ 0.50% · 4.625%
HK$89,247
+HK$4,469/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,556/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,561 · Scale 2, in force from 26 Feb 2026)