LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,167
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,417
−HK$1,269/mo
Today · 4.125%
HK$42,686
baseline
▲ 0.50% · 4.625%
HK$45,284
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,372/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,686
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,884
−HK$1,216/mo
Today · 4.125%
HK$47,100
baseline
▲ 0.50% · 4.625%
HK$49,583
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,200/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,201
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,700
−HK$1,524/mo
Today · 4.125%
HK$51,224
baseline
▲ 0.50% · 4.625%
HK$54,340
+HK$3,116/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,448/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,623
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,061
−HK$1,459/mo
Today · 4.125%
HK$56,520
baseline
▲ 0.50% · 4.625%
HK$59,499
+HK$2,979/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,040/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,234
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,984
−HK$1,777/mo
Today · 4.125%
HK$59,761
baseline
▲ 0.50% · 4.625%
HK$63,397
+HK$3,636/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$119,522/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,560
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,238
−HK$1,702/mo
Today · 4.125%
HK$65,940
baseline
▲ 0.50% · 4.625%
HK$69,416
+HK$3,476/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$131,880/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,301
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,550
−HK$2,285/mo
Today · 4.125%
HK$76,835
baseline
▲ 0.50% · 4.625%
HK$81,510
+HK$4,675/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,670/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,434
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,592
−HK$2,188/mo
Today · 4.125%
HK$84,780
baseline
▲ 0.50% · 4.625%
HK$89,249
+HK$4,469/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,560/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,574 · Scale 2, in force from 26 Feb 2026)