LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,168
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,418
−HK$1,269/mo
Today · 4.125%
HK$42,687
baseline
▲ 0.50% · 4.625%
HK$45,285
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,374/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,687
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,885
−HK$1,216/mo
Today · 4.125%
HK$47,101
baseline
▲ 0.50% · 4.625%
HK$49,584
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,202/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,202
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,701
−HK$1,524/mo
Today · 4.125%
HK$51,225
baseline
▲ 0.50% · 4.625%
HK$54,342
+HK$3,117/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,450/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,624
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,062
−HK$1,459/mo
Today · 4.125%
HK$56,521
baseline
▲ 0.50% · 4.625%
HK$59,501
+HK$2,980/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,042/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,236
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,985
−HK$1,777/mo
Today · 4.125%
HK$59,762
baseline
▲ 0.50% · 4.625%
HK$63,398
+HK$3,636/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$119,524/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,562
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,239
−HK$1,703/mo
Today · 4.125%
HK$65,942
baseline
▲ 0.50% · 4.625%
HK$69,417
+HK$3,475/mo
Deposit HK$5.28M · loan HK$12.33M · min. income ≈ HK$131,884/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,303
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,552
−HK$2,285/mo
Today · 4.125%
HK$76,837
baseline
▲ 0.50% · 4.625%
HK$81,512
+HK$4,675/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$153,674/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,589 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,436
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,594
−HK$2,188/mo
Today · 4.125%
HK$84,782
baseline
▲ 0.50% · 4.625%
HK$89,251
+HK$4,469/mo
Deposit HK$1.76M · loan HK$15.85M · min. income ≈ HK$169,564/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,589 · Scale 2, in force from 26 Feb 2026)