LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,171
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,421
−HK$1,270/mo
Today · 4.125%
HK$42,691
baseline
▲ 0.50% · 4.625%
HK$45,288
+HK$2,597/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,382/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,690
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,889
−HK$1,216/mo
Today · 4.125%
HK$47,105
baseline
▲ 0.50% · 4.625%
HK$49,588
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,210/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,206
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,705
−HK$1,524/mo
Today · 4.125%
HK$51,229
baseline
▲ 0.50% · 4.625%
HK$54,346
+HK$3,117/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,458/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,628
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,067
−HK$1,459/mo
Today · 4.125%
HK$56,526
baseline
▲ 0.50% · 4.625%
HK$59,505
+HK$2,979/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,052/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,240
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,989
−HK$1,778/mo
Today · 4.125%
HK$59,767
baseline
▲ 0.50% · 4.625%
HK$63,403
+HK$3,636/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$119,534/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,566
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,244
−HK$1,703/mo
Today · 4.125%
HK$65,947
baseline
▲ 0.50% · 4.625%
HK$69,423
+HK$3,476/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$131,894/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,309
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,558
−HK$2,285/mo
Today · 4.125%
HK$76,843
baseline
▲ 0.50% · 4.625%
HK$81,519
+HK$4,676/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,686/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,443
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,600
−HK$2,189/mo
Today · 4.125%
HK$84,789
baseline
▲ 0.50% · 4.625%
HK$89,258
+HK$4,469/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,578/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,641 · Scale 2, in force from 26 Feb 2026)