LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,172
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,422
−HK$1,269/mo
Today · 4.125%
HK$42,691
baseline
▲ 0.50% · 4.625%
HK$45,289
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,382/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,691
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,890
−HK$1,215/mo
Today · 4.125%
HK$47,105
baseline
▲ 0.50% · 4.625%
HK$49,588
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,210/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,206
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,706
−HK$1,523/mo
Today · 4.125%
HK$51,229
baseline
▲ 0.50% · 4.625%
HK$54,347
+HK$3,118/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,458/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,629
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,067
−HK$1,460/mo
Today · 4.125%
HK$56,527
baseline
▲ 0.50% · 4.625%
HK$59,506
+HK$2,979/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,054/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,241
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,990
−HK$1,778/mo
Today · 4.125%
HK$59,768
baseline
▲ 0.50% · 4.625%
HK$63,404
+HK$3,636/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$119,536/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,567
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,245
−HK$1,703/mo
Today · 4.125%
HK$65,948
baseline
▲ 0.50% · 4.625%
HK$69,424
+HK$3,476/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$131,896/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,310
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,559
−HK$2,285/mo
Today · 4.125%
HK$76,844
baseline
▲ 0.50% · 4.625%
HK$81,520
+HK$4,676/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,688/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,444
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,601
−HK$2,189/mo
Today · 4.125%
HK$84,790
baseline
▲ 0.50% · 4.625%
HK$89,259
+HK$4,469/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,580/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,650 · Scale 2, in force from 26 Feb 2026)