LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,173
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,422
−HK$1,270/mo
Today · 4.125%
HK$42,692
baseline
▲ 0.50% · 4.625%
HK$45,289
+HK$2,597/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,384/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,692
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,890
−HK$1,216/mo
Today · 4.125%
HK$47,106
baseline
▲ 0.50% · 4.625%
HK$49,589
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,212/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,207
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,707
−HK$1,523/mo
Today · 4.125%
HK$51,230
baseline
▲ 0.50% · 4.625%
HK$54,347
+HK$3,117/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,460/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,630
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,068
−HK$1,459/mo
Today · 4.125%
HK$56,527
baseline
▲ 0.50% · 4.625%
HK$59,507
+HK$2,980/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,054/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,242
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,991
−HK$1,778/mo
Today · 4.125%
HK$59,769
baseline
▲ 0.50% · 4.625%
HK$63,405
+HK$3,636/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$119,538/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,568
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,246
−HK$1,703/mo
Today · 4.125%
HK$65,949
baseline
▲ 0.50% · 4.625%
HK$69,425
+HK$3,476/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$131,898/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,311
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$74,560
−HK$2,285/mo
Today · 4.125%
HK$76,845
baseline
▲ 0.50% · 4.625%
HK$81,521
+HK$4,676/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,690/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,445
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,602
−HK$2,189/mo
Today · 4.125%
HK$84,791
baseline
▲ 0.50% · 4.625%
HK$89,261
+HK$4,470/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,582/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,660 · Scale 2, in force from 26 Feb 2026)