LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,175
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,424
−HK$1,270/mo
Today · 4.125%
HK$42,694
baseline
▲ 0.50% · 4.625%
HK$45,292
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,388/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,694
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,893
−HK$1,216/mo
Today · 4.125%
HK$47,109
baseline
▲ 0.50% · 4.625%
HK$49,592
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,218/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,210
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,709
−HK$1,524/mo
Today · 4.125%
HK$51,233
baseline
▲ 0.50% · 4.625%
HK$54,350
+HK$3,117/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,466/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,633
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,071
−HK$1,459/mo
Today · 4.125%
HK$56,530
baseline
▲ 0.50% · 4.625%
HK$59,510
+HK$2,980/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,060/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,244
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,994
−HK$1,777/mo
Today · 4.125%
HK$59,771
baseline
▲ 0.50% · 4.625%
HK$63,408
+HK$3,637/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$119,542/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,571
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,250
−HK$1,702/mo
Today · 4.125%
HK$65,952
baseline
▲ 0.50% · 4.625%
HK$69,428
+HK$3,476/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$131,904/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,314
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,564
−HK$2,285/mo
Today · 4.125%
HK$76,849
baseline
▲ 0.50% · 4.625%
HK$81,525
+HK$4,676/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,698/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,449
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,607
−HK$2,188/mo
Today · 4.125%
HK$84,795
baseline
▲ 0.50% · 4.625%
HK$89,265
+HK$4,470/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,590/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,693 · Scale 2, in force from 26 Feb 2026)