LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,175
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,425
−HK$1,270/mo
Today · 4.125%
HK$42,695
baseline
▲ 0.50% · 4.625%
HK$45,293
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,390/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,695
−HK$2,414/mo
▼ 0.25% · 3.875%
HK$45,893
−HK$1,216/mo
Today · 4.125%
HK$47,109
baseline
▲ 0.50% · 4.625%
HK$49,593
+HK$2,484/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,218/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,210
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,710
−HK$1,524/mo
Today · 4.125%
HK$51,234
baseline
▲ 0.50% · 4.625%
HK$54,351
+HK$3,117/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,468/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,634
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,072
−HK$1,459/mo
Today · 4.125%
HK$56,531
baseline
▲ 0.50% · 4.625%
HK$59,511
+HK$2,980/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,062/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,246
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,995
−HK$1,778/mo
Today · 4.125%
HK$59,773
baseline
▲ 0.50% · 4.625%
HK$63,410
+HK$3,637/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$119,546/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,573
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,251
−HK$1,702/mo
Today · 4.125%
HK$65,953
baseline
▲ 0.50% · 4.625%
HK$69,430
+HK$3,477/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$131,906/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,316
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,565
−HK$2,286/mo
Today · 4.125%
HK$76,851
baseline
▲ 0.50% · 4.625%
HK$81,527
+HK$4,676/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,702/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,450
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,608
−HK$2,189/mo
Today · 4.125%
HK$84,797
baseline
▲ 0.50% · 4.625%
HK$89,267
+HK$4,470/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,594/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,706 · Scale 2, in force from 26 Feb 2026)