LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,176
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,426
−HK$1,270/mo
Today · 4.125%
HK$42,696
baseline
▲ 0.50% · 4.625%
HK$45,294
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,392/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,696
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,895
−HK$1,216/mo
Today · 4.125%
HK$47,111
baseline
▲ 0.50% · 4.625%
HK$49,594
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,222/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,212
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,711
−HK$1,524/mo
Today · 4.125%
HK$51,235
baseline
▲ 0.50% · 4.625%
HK$54,353
+HK$3,118/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,470/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,635
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,074
−HK$1,459/mo
Today · 4.125%
HK$56,533
baseline
▲ 0.50% · 4.625%
HK$59,513
+HK$2,980/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,066/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,247
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,997
−HK$1,777/mo
Today · 4.125%
HK$59,774
baseline
▲ 0.50% · 4.625%
HK$63,411
+HK$3,637/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$119,548/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,574
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,252
−HK$1,703/mo
Today · 4.125%
HK$65,955
baseline
▲ 0.50% · 4.625%
HK$69,431
+HK$3,476/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$131,910/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,318
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,567
−HK$2,286/mo
Today · 4.125%
HK$76,853
baseline
▲ 0.50% · 4.625%
HK$81,529
+HK$4,676/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,706/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,453
−HK$4,346/mo
▼ 0.25% · 3.875%
HK$82,610
−HK$2,189/mo
Today · 4.125%
HK$84,799
baseline
▲ 0.50% · 4.625%
HK$89,269
+HK$4,470/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,598/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,723 · Scale 2, in force from 26 Feb 2026)