LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,177
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,427
−HK$1,269/mo
Today · 4.125%
HK$42,696
baseline
▲ 0.50% · 4.625%
HK$45,294
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,392/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,696
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,895
−HK$1,216/mo
Today · 4.125%
HK$47,111
baseline
▲ 0.50% · 4.625%
HK$49,594
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,222/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,212
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,712
−HK$1,524/mo
Today · 4.125%
HK$51,236
baseline
▲ 0.50% · 4.625%
HK$54,353
+HK$3,117/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,472/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,636
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,074
−HK$1,459/mo
Today · 4.125%
HK$56,533
baseline
▲ 0.50% · 4.625%
HK$59,513
+HK$2,980/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,066/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,248
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,997
−HK$1,778/mo
Today · 4.125%
HK$59,775
baseline
▲ 0.50% · 4.625%
HK$63,412
+HK$3,637/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$119,550/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,575
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,253
−HK$1,703/mo
Today · 4.125%
HK$65,956
baseline
▲ 0.50% · 4.625%
HK$69,432
+HK$3,476/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$131,912/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,318
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,568
−HK$2,285/mo
Today · 4.125%
HK$76,853
baseline
▲ 0.50% · 4.625%
HK$81,530
+HK$4,677/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,706/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,453
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,611
−HK$2,189/mo
Today · 4.125%
HK$84,800
baseline
▲ 0.50% · 4.625%
HK$89,270
+HK$4,470/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,600/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,730 · Scale 2, in force from 26 Feb 2026)