LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,177
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,427
−HK$1,270/mo
Today · 4.125%
HK$42,697
baseline
▲ 0.50% · 4.625%
HK$45,295
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,394/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,697
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,896
−HK$1,216/mo
Today · 4.125%
HK$47,112
baseline
▲ 0.50% · 4.625%
HK$49,595
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,224/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,213
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,712
−HK$1,524/mo
Today · 4.125%
HK$51,236
baseline
▲ 0.50% · 4.625%
HK$54,354
+HK$3,118/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,472/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,636
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,075
−HK$1,459/mo
Today · 4.125%
HK$56,534
baseline
▲ 0.50% · 4.625%
HK$59,514
+HK$2,980/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,068/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,248
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,998
−HK$1,777/mo
Today · 4.125%
HK$59,775
baseline
▲ 0.50% · 4.625%
HK$63,413
+HK$3,638/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$119,550/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,576
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,254
−HK$1,702/mo
Today · 4.125%
HK$65,956
baseline
▲ 0.50% · 4.625%
HK$69,433
+HK$3,477/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$131,912/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,319
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,569
−HK$2,285/mo
Today · 4.125%
HK$76,854
baseline
▲ 0.50% · 4.625%
HK$81,531
+HK$4,677/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,708/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,454
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,612
−HK$2,189/mo
Today · 4.125%
HK$84,801
baseline
▲ 0.50% · 4.625%
HK$89,271
+HK$4,470/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,602/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,737 · Scale 2, in force from 26 Feb 2026)