LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,178
−HK$2,519/mo
▼ 0.25% · 3.875%
HK$41,428
−HK$1,269/mo
Today · 4.125%
HK$42,697
baseline
▲ 0.50% · 4.625%
HK$45,295
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,394/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,697
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,896
−HK$1,216/mo
Today · 4.125%
HK$47,112
baseline
▲ 0.50% · 4.625%
HK$49,596
+HK$2,484/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,224/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,213
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,713
−HK$1,524/mo
Today · 4.125%
HK$51,237
baseline
▲ 0.50% · 4.625%
HK$54,354
+HK$3,117/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,474/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,637
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,075
−HK$1,460/mo
Today · 4.125%
HK$56,535
baseline
▲ 0.50% · 4.625%
HK$59,515
+HK$2,980/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,070/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,249
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,999
−HK$1,777/mo
Today · 4.125%
HK$59,776
baseline
▲ 0.50% · 4.625%
HK$63,413
+HK$3,637/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$119,552/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,576
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,255
−HK$1,702/mo
Today · 4.125%
HK$65,957
baseline
▲ 0.50% · 4.625%
HK$69,434
+HK$3,477/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$131,914/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,320
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,570
−HK$2,285/mo
Today · 4.125%
HK$76,855
baseline
▲ 0.50% · 4.625%
HK$81,531
+HK$4,676/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,710/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,455
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,613
−HK$2,189/mo
Today · 4.125%
HK$84,802
baseline
▲ 0.50% · 4.625%
HK$89,272
+HK$4,470/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,604/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,744 · Scale 2, in force from 26 Feb 2026)