LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,180
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,430
−HK$1,270/mo
Today · 4.125%
HK$42,700
baseline
▲ 0.50% · 4.625%
HK$45,298
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,400/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,700
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,899
−HK$1,216/mo
Today · 4.125%
HK$47,115
baseline
▲ 0.50% · 4.625%
HK$49,599
+HK$2,484/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,230/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,217
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,716
−HK$1,524/mo
Today · 4.125%
HK$51,240
baseline
▲ 0.50% · 4.625%
HK$54,358
+HK$3,118/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,480/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,640
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,079
−HK$1,459/mo
Today · 4.125%
HK$56,538
baseline
▲ 0.50% · 4.625%
HK$59,519
+HK$2,981/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,076/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,253
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$58,002
−HK$1,778/mo
Today · 4.125%
HK$59,780
baseline
▲ 0.50% · 4.625%
HK$63,418
+HK$3,638/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$119,560/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,581
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,259
−HK$1,703/mo
Today · 4.125%
HK$65,962
baseline
▲ 0.50% · 4.625%
HK$69,438
+HK$3,476/mo
Deposit HK$5.29M · loan HK$12.33M · min. income ≈ HK$131,924/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,325
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,575
−HK$2,285/mo
Today · 4.125%
HK$76,860
baseline
▲ 0.50% · 4.625%
HK$81,537
+HK$4,677/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,720/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,461
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,619
−HK$2,189/mo
Today · 4.125%
HK$84,808
baseline
▲ 0.50% · 4.625%
HK$89,278
+HK$4,470/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,616/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,789 · Scale 2, in force from 26 Feb 2026)