LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,181
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,431
−HK$1,270/mo
Today · 4.125%
HK$42,701
baseline
▲ 0.50% · 4.625%
HK$45,299
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,402/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,701
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,900
−HK$1,217/mo
Today · 4.125%
HK$47,117
baseline
▲ 0.50% · 4.625%
HK$49,600
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,234/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,218
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,718
−HK$1,523/mo
Today · 4.125%
HK$51,241
baseline
▲ 0.50% · 4.625%
HK$54,359
+HK$3,118/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,482/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,642
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,080
−HK$1,460/mo
Today · 4.125%
HK$56,540
baseline
▲ 0.50% · 4.625%
HK$59,520
+HK$2,980/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,080/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,254
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,004
−HK$1,778/mo
Today · 4.125%
HK$59,782
baseline
▲ 0.50% · 4.625%
HK$63,419
+HK$3,637/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,564/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,582
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,260
−HK$1,703/mo
Today · 4.125%
HK$65,963
baseline
▲ 0.50% · 4.625%
HK$69,440
+HK$3,477/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,926/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,327
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$74,576
−HK$2,286/mo
Today · 4.125%
HK$76,862
baseline
▲ 0.50% · 4.625%
HK$81,539
+HK$4,677/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,724/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,463
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,621
−HK$2,189/mo
Today · 4.125%
HK$84,810
baseline
▲ 0.50% · 4.625%
HK$89,280
+HK$4,470/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,620/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,805 · Scale 2, in force from 26 Feb 2026)