LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,183
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,433
−HK$1,270/mo
Today · 4.125%
HK$42,703
baseline
▲ 0.50% · 4.625%
HK$45,301
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,406/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,703
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,902
−HK$1,216/mo
Today · 4.125%
HK$47,118
baseline
▲ 0.50% · 4.625%
HK$49,602
+HK$2,484/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,236/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,219
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,719
−HK$1,524/mo
Today · 4.125%
HK$51,243
baseline
▲ 0.50% · 4.625%
HK$54,361
+HK$3,118/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,486/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,644
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,082
−HK$1,460/mo
Today · 4.125%
HK$56,542
baseline
▲ 0.50% · 4.625%
HK$59,522
+HK$2,980/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,084/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,256
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,006
−HK$1,778/mo
Today · 4.125%
HK$59,784
baseline
▲ 0.50% · 4.625%
HK$63,422
+HK$3,638/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,568/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,584
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,263
−HK$1,703/mo
Today · 4.125%
HK$65,966
baseline
▲ 0.50% · 4.625%
HK$69,443
+HK$3,477/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,932/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,329
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,579
−HK$2,286/mo
Today · 4.125%
HK$76,865
baseline
▲ 0.50% · 4.625%
HK$81,542
+HK$4,677/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,730/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,466
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,624
−HK$2,189/mo
Today · 4.125%
HK$84,813
baseline
▲ 0.50% · 4.625%
HK$89,283
+HK$4,470/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,626/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,829 · Scale 2, in force from 26 Feb 2026)