LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,184
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,434
−HK$1,270/mo
Today · 4.125%
HK$42,704
baseline
▲ 0.50% · 4.625%
HK$45,303
+HK$2,599/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,408/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,705
−HK$2,415/mo
▼ 0.25% · 3.875%
HK$45,904
−HK$1,216/mo
Today · 4.125%
HK$47,120
baseline
▲ 0.50% · 4.625%
HK$49,604
+HK$2,484/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,240/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,221
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,721
−HK$1,524/mo
Today · 4.125%
HK$51,245
baseline
▲ 0.50% · 4.625%
HK$54,363
+HK$3,118/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,490/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,646
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,084
−HK$1,460/mo
Today · 4.125%
HK$56,544
baseline
▲ 0.50% · 4.625%
HK$59,525
+HK$2,981/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,088/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,258
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,008
−HK$1,778/mo
Today · 4.125%
HK$59,786
baseline
▲ 0.50% · 4.625%
HK$63,424
+HK$3,638/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,572/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,587
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,265
−HK$1,703/mo
Today · 4.125%
HK$65,968
baseline
▲ 0.50% · 4.625%
HK$69,445
+HK$3,477/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,936/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,332
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,582
−HK$2,286/mo
Today · 4.125%
HK$76,868
baseline
▲ 0.50% · 4.625%
HK$81,545
+HK$4,677/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,736/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,469
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,627
−HK$2,189/mo
Today · 4.125%
HK$84,816
baseline
▲ 0.50% · 4.625%
HK$89,287
+HK$4,471/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,632/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,854 · Scale 2, in force from 26 Feb 2026)