LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,185
−HK$2,520/mo
▼ 0.25% · 3.875%
HK$41,435
−HK$1,270/mo
Today · 4.125%
HK$42,705
baseline
▲ 0.50% · 4.625%
HK$45,303
+HK$2,598/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$85,410/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,705
−HK$2,416/mo
▼ 0.25% · 3.875%
HK$45,904
−HK$1,217/mo
Today · 4.125%
HK$47,121
baseline
▲ 0.50% · 4.625%
HK$49,604
+HK$2,483/mo
Deposit HK$8.81M · loan HK$8.81M · min. income ≈ HK$94,242/mo (50% DSR)
Upfront cash ≈ HK$9.47M (deposit + AVD stamp duty HK$660,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,222
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,722
−HK$1,524/mo
Today · 4.125%
HK$51,246
baseline
▲ 0.50% · 4.625%
HK$54,364
+HK$3,118/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$102,492/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,646
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,085
−HK$1,460/mo
Today · 4.125%
HK$56,545
baseline
▲ 0.50% · 4.625%
HK$59,525
+HK$2,980/mo
Deposit HK$7.05M · loan HK$10.57M · min. income ≈ HK$113,090/mo (50% DSR)
Upfront cash ≈ HK$7.71M (deposit + AVD stamp duty HK$660,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,259
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,009
−HK$1,778/mo
Today · 4.125%
HK$59,787
baseline
▲ 0.50% · 4.625%
HK$63,425
+HK$3,638/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$119,574/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,587
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,266
−HK$1,703/mo
Today · 4.125%
HK$65,969
baseline
▲ 0.50% · 4.625%
HK$69,446
+HK$3,477/mo
Deposit HK$5.29M · loan HK$12.34M · min. income ≈ HK$131,938/mo (50% DSR)
Upfront cash ≈ HK$5.95M (deposit + AVD stamp duty HK$660,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,333
−HK$4,536/mo
▼ 0.25% · 3.875%
HK$74,583
−HK$2,286/mo
Today · 4.125%
HK$76,869
baseline
▲ 0.50% · 4.625%
HK$81,546
+HK$4,677/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$153,738/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,470
−HK$4,347/mo
▼ 0.25% · 3.875%
HK$82,628
−HK$2,189/mo
Today · 4.125%
HK$84,817
baseline
▲ 0.50% · 4.625%
HK$89,288
+HK$4,471/mo
Deposit HK$1.76M · loan HK$15.86M · min. income ≈ HK$169,634/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$660,863 · Scale 2, in force from 26 Feb 2026)